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Time is running out for mesothelioma patient Dave

Running out of time – former roofer David Mahoney Running out of time – former roofer David Mahoney

A GREENSTEAD man who is slowly dying from asbestos poisoning is fighting for money to fund treatment which might help him live longer.

David Mahoney, 50, says his life has been “destroyed” since he began to feel the effects of the mesothelioma he contracted as a roofer on a Colchester building site in 1976.

The father-of-five has been suffering from the rare form of cancer for four years and believes he now has only months to live.

A High Court judge has ordered the company handling claims against his employer’s insurer to make an interim £50,000 payment, but the company has refused, pending a series of court hearings which could take 18 months or even two years.

The company insists it is not liable because his mesothelioma only became apparent after his employer’s original insurance company folded.

Mr Mahoney, who has 11 grandchildren, says he used to love boxing, weightlifting and playing football.

He added: “I’m destroyed. It’s a horrible disease and once you’ve got it, there’s no turning back.

“The hardest part is missing the grandchildren growing up.

“Until I got this, I didn’t even have a doctor’s record. I used to be able to run ten miles without even thinking about it. Now I have no control over my life any more.”

Mr Mahoney and wife, Angela, were forced to move into a council flat in Scarfe Way, after their own three-bedroom house in nearby Stevens Walk was repossessed when he became too ill to work.

He has worked occasional days for communications firm, CCL UK, on the Whitehall Industrial Estate, in Colchester, and says boss Steve Wakefield has helped him through some tough times.

Mr Mahoney would like the chance to prolong his life by travelling to a hospital in Frankfurt for a course of injections which are not available on the NHS.

They would cost at least £30,000, which he cannot afford without the interim payment.

Mr Mahoney urged other people affected by asbestos to stand up to insurers which refused to pay out. He added: “I want to make other people aware of it.

“Through no fault of my own, I got this, just by going to work.

“All I’m doing now is fighting to get as much money as I can for my wife and kids and get other people to stand their ground.”

A COURT of Appeal decision on Friday might give asbestos victim David Mahoney the money he desperately needs to pay for his treatment.

But his lawyer, John Green, of Manchester-based WE Solicitors, fears even if the court finds in his favour, a further appeal to the Supreme Court could prevent him getting the money in time.

Mr Mahoney started as a roofer when he left Stanway School, in 1976, working for a now-defunct builder called Myton on the British Home Stores building in Colchester town centre.

At one point in the 18 months he worked there, he is thought to have inhaled tiny asbestos particles, though it wasn’t until 2006 he showed any symptoms. After weeks of pain, he collapsed at work.

A series of tests and operations followed, before he was diagnosed with mesothelioma on October 15 last year.

Although outwardly healthy, the cancer on his left lung means he tires very quickly. He said: “If I walk to the car park, that’s me finished.”

Myton’s insurer, Builders Accident Insurance, should have been liable, but it folded in the Nineties.

A company called BAI Claims Services was set up to handle claims against Builders Accident Insurance.

Mr Mahoney’s lawyer said BAI did not accept his claim because his mesothelioma developed after the Builders Accident Insurance policy had expired.

A High Court judge has already ruled this was not a valid excuse and ordered the company to hand over £50,000 by August 20. BAI immediately appealed against this ruling, refusing to pay until judges rule again this Friday.

However, even if Mr Mahoney wins this week, an appeal to the Supreme Court could further delay a payout.

Mr Green described Mr Mahoney’s plight as “awful”.

He said: “The client is left with nothing and we have no legal redress, but to wait until this ‘trigger’ issue is finally resolved.

“We’re looking at 18 months to two years after Friday’s decision.”

John Goodwin of BAI, declined to comment on the case, ahead of Friday’s hearing. He added: “We are, of course, concerned cases like Mr Mahoney’s are still not resolved, and are anxious for them to be resolved as soon as possible.”

Comments(20)

Red Tape says...
2:30pm Thu 7 Oct 10

Shocking! Insurance companies make me sick - always looking for some loophole to avoid paying out.

Ex-Colcestrian says...
8:33pm Thu 7 Oct 10

I'm very sorry to hear of you illness David and I hope you get the payment for your treatment. However, the comment by red tape is ill-informed. I have worked in the insurance industry for 25 years and insurance is just like any other contract - if it is covered, insurers pay. If it's not or ir it's a grey are, then it's questioned. Unfortunately these things hit the press when they become emotive such as in the situation. If I was in David's position, I'd probably be very sore about it as well. However, Red Tape tape, if insurance companies just paid out for everything, you'd be the first to moan that you premium is too expensive. Remember, insurance companies are just like any other business - they are trying to make a return for their shareholders and they are not in any way vindictive for the sake of it.

Anna Key says...
9:26pm Thu 7 Oct 10

Red Tape's spot-on, ex-Colcestrian is just trying to blind us with myth. Talk of 'shareholders' always tries to perpetuate the myth of the Thatcherite share-holding democracy. The fact is the massive majority of shares are owned by other financial institutions. There only interest is profit, profit for a very small elite that owns and controls the world. And it was of course this pursuit of profit over people that saw the use of asbestos long after its dangers were well known. These are the crimes for which no capitalist has ever been brought to justice.

Shadow Demon says...
9:30am Fri 8 Oct 10

Anna Key wrote:
Red Tape's spot-on, ex-Colcestrian is just trying to blind us with myth. Talk of 'shareholders' always tries to perpetuate the myth of the Thatcherite share-holding democracy. The fact is the massive majority of shares are owned by other financial institutions. There only interest is profit, profit for a very small elite that owns and controls the world. And it was of course this pursuit of profit over people that saw the use of asbestos long after its dangers were well known. These are the crimes for which no capitalist has ever been brought to justice.
Yes because you Anna as you have told us on many occasions as a low paid blue collar worker probably know more about the insurance industry than someone with 25 years experience.

Poacher says...
1:43pm Fri 8 Oct 10

Insurance companies aren't charities (or civil service departments fpr that matter). They are businesses that are run for profits and if there was no profit they would not be in the market to provide cover of any sorts. Lets face it, who would?

Incidently if companies didnt make profits there would be no taxes for civil servants wages either. A large proportion of institutional shareholders are pension funds. Again if they didnt collect profits we would see alot of even poorer pensioners than we do today.

Like it or not, without profit generating businesses our society would resemble something Victorian or earlier and our overall standard of living would be more like parts of the third world.

That said I feel sorry for this chap and have come across a non-medical claim (unresolved) where an insurance company used a similar argument to get out of paying. The law is the law and I await with interest to hear how Mr Mahoney gets on.

Boris says...
2:26pm Fri 8 Oct 10

Anna, normally i agree with you on everything, but you are being too simplistic here. Just as you wouldn't expect a greengrocer to give you a kilo of apples if he didn't believe you had paid for them, you can't expect an insurer to pay out on a policy which it believes has expired.
Mr Mahoney is one of a number of patients involved in a test case, it is in the national news. The argument is over whether the claims should date from when the patients were exposed to asbestos fibres, or from when the symptoms appeared, many years later.
It is reasonable that these things are sorted out in court at the highest level, but what is not reasonable is that patients like Mr Mahoney are unlikely to be alive by the time matters are resolved.
Regardless of how the cuts affect other areas of public life, the government should pay up now for patients like Mr Mahoney, and then collect from the insurers if the judgement goes against them.

Sdapeze says...
4:22pm Fri 8 Oct 10

I think that Anna would like us all to be back in the Dark Ages in his anarchical eutopia where dog eats dog, survival of the fittest, etc. He enjoys his life because of shareholders and businesses making profits and which leads to us being able to have a secure life with health care, schooling, pensions, etc. He's just a 1960's anachronism. Listen to what he says and learn from it.

Red Tape says...
5:25pm Fri 8 Oct 10

"A High Court judge has already ruled this was not a valid excuse and ordered the company to hand over £50,000 by August 20. BAI immediately appealed against this ruling, refusing to pay until judges rule again this Friday."

Surely this tells you everything - they are trying to hold off in the hope that he never gets to fulfill his claim.

Anna Key says...
11:42am Sat 9 Oct 10

Boris wrote:
Anna, normally i agree with you on everything, but you are being too simplistic here. Just as you wouldn't expect a greengrocer to give you a kilo of apples if he didn't believe you had paid for them, you can't expect an insurer to pay out on a policy which it believes has expired.
Mr Mahoney is one of a number of patients involved in a test case, it is in the national news. The argument is over whether the claims should date from when the patients were exposed to asbestos fibres, or from when the symptoms appeared, many years later.
It is reasonable that these things are sorted out in court at the highest level, but what is not reasonable is that patients like Mr Mahoney are unlikely to be alive by the time matters are resolved.
Regardless of how the cuts affect other areas of public life, the government should pay up now for patients like Mr Mahoney, and then collect from the insurers if the judgement goes against them.
One solution - Revolution!
General Strike Now!

Anna Key says...
11:43am Sat 9 Oct 10

I jest, I have not joined a Trotskyite cult. However, the nature of a website such as this doesn't exactly allow for a too in-depth analysis, so Boris, I find your point very difficult to follow. If we lived in a half decent world the insurance would cover at the point of asbestos exposure, are you really suggesting it shouldn't? However, my main point was to expose the Thatcherite myth of the shareholder - the fact that insurance company shares are almost completely owned by other financial institutions is as real as our Roman Wall. And the existence of an elite that controls and owns the world is as concrete as the A12. At what point Boris did you become overwhelmed by neo-liberal mysticism? What next - 'we're all middle-class now'?!
The point Sdapeze needs to remember when he talks about the dark ages is that this poor guy, living as he does in Britain, is in the wealthiest 10% of the world's population. Yet even so he was working with asbestos without adequate protection long after its dangers were known (the guy's less than 10 years older than me, and as a kid in the 70s I can remember many TV and media reports about asbestos - his relative youth is truly shocking). And despite being part of the wealthiest 10% he will not even have access to the drugs that could keep him alive a bit longer. Imagine what life is like for half the population of our world who live on less than a dollar a day? They are every bit as much part of the capitalist world as the western consumer society - the current age we live in is at least as dark for half the world as it was for anybody in the 8th century. Sdapeze, to ask questions of the world we live in is the decent, intelligent and moderate response of a rational human being. To blindly accept all its injustices and contradictions (the planet isn't big enough to allow capitalism to expand forever, capitalism simply isn't sustainable), is the irrational response of an extremist. And of course the ultra-extremist subscribes to illegal blacklists in order to track down those of us who bother to ask these questions.

Boris says...
12:35am Mon 11 Oct 10

Anna, sorry, I've only now spotted your comment dated Saturday.
I do not believe in myths, still less in mysticism. I am an idealist, but at the same time I try to be realistic. And I am as working-class as you are.
If we lived in a decent world, the idea of paying for insurance would wither away, for everyone would contribute according to his/her abilities, and receive according to his/her need.
And I agree that in a half-decent world, insurers would insure people from the moment they are exposed to risk. But as you know very well, the world we live in is a long way from decent, so why pretend it is otherwise?
All I was doing was try to address the world as it is, not the world as we would like it to be.
I also wrote as someone who was myself exposed to asbestos, when I handled it with my bare hands and with no mask in a local shipyard in the 1950s. We used to get "dirty money", a few pence an hour extra, for working with this substance which even then was recognised as hazardous. The shipyard closed in the 1960s, all the senior people involved are long dead, and any record of insurance to cover us must have long ago been lost. So I just have to hope for the best. I still have great sympathy for people like Mr. Mahoney who are being denied justice by a government which is the successor to the one which should have outlawed asbestos many years earlier than was actually achieved.
Google "asbestos hazards history" and pick item 1 on page 1, for the timeline of this shameful story.

Anna Key says...
7:03pm Mon 11 Oct 10

Of course I didn't really think you'd swallowed any myths etc, just not sure you'd really read my original point properly. This was of course also pointing out that we don't even live in a half decent world, because profit is the only concern, not people. And - this was the main point in response to the guy in New Zealand - we shouldn't be thinking in terms of insurance companies providing this profit for 'shareholders'. 'Shareholders' merely means other financial institutions.

South colchester resident says...
10:45pm Mon 11 Oct 10

Does anyone else find the comments by Anna Key boring or is it just me?

Boris says...
2:05am Tue 12 Oct 10

Anna does occasionally bang on a bit but I would say she is the best thing that has happened to this web site for a long time. She has raised the level of debate considerably. Thanks Anna, you are a star.
And South Colchester Resident, you don't have to read Anna's stuff if you don't want to. I don't like soap operas on TV, but I don't complain about them, for I know that a lot of people like them. So if you see stuff that you don't like, either have a go at it, or ignore it.

TheTruthMan says...
10:15am Tue 12 Oct 10

Boris - if you would get your head out of Anna's backside for just one moment you would realise that she/he is just another disgruntled lefty, claiming to work but actually on the dole, gutted that the Lib Dems now cleaning the shoes of Dave and his mates and wishing she/he had voted Red afterall. Key's comments haven't raised the quality of anything on this website, they've simply become a political platform for the ramblings of a loser which too much time on their hands.

Anna Key says...
6:10pm Tue 12 Oct 10

What a surprise. Somebody who happens to call themselves 'the truth man' ends up being the most sanctimonious, small-minded bigot on this website. Only the most small-minded reactionary could conclude that because somebody doesn't agree with them they must be on the dole. This loathsome unfortunate clearly has a lot of growing up to do.
And Boris, thank-you for your comments. Noticed we both seem to have a fair amount of success in getting comments published, so even the capitalist Gazette seems pleased there's a couple of us lefties about.

Boris says...
9:21pm Tue 12 Oct 10

Truth Man, I recently identified Anna Key, who turned out to be someone I had known for years. I can confirm that she really does hold down a low-paid full-time job in the public sector.
I am well aware of Anna's political ideas, many (but not all) of which I share.
Obviously, since I usually agree with her, I am going to support Anna, but even people like you who don't agree with her must surely agree that she livens up this website.
Truth Man, you accuse Anna of being on the dole, which implies that you have got a job. So what are you doing writing to this website at 10.15 am on a working day? Cheating your employer by using his computer for your personal amusement? Watch out, you might find yourself on the dole yourself, if you carry on doing that.

South colchester resident says...
10:30pm Tue 12 Oct 10

Boris wrote:
Anna does occasionally bang on a bit but I would say she is the best thing that has happened to this web site for a long time. She has raised the level of debate considerably. Thanks Anna, you are a star. And South Colchester Resident, you don't have to read Anna's stuff if you don't want to. I don't like soap operas on TV, but I don't complain about them, for I know that a lot of people like them. So if you see stuff that you don't like, either have a go at it, or ignore it.
Fair comment. All I will say on this one is that I find on reading this site that whatever the subject (in this case a man who deserves respect and sympathy) Anna Key and his/her followers usually find a way to turn the subject round to some sort of anti-establishment political rant which bores me. Rant over!

TheTruthMan says...
2:19pm Wed 13 Oct 10

"MRose, Colchester says...
10:38am Wed 13 Oct 10

Key plays out the class war in their own head as an excuse for their own failings, it's easier to blame a system for not handing them opportunites than is it to face up to the reality that in the time they have been waiting for a favor from the world life has passed them by. Sadly we have to read about it as the paranoia that grip Key means that like a case of OCD the same pointless statements are made over and over."

Shadow-hill says...
2:50pm Wed 13 Oct 10

Good luck Dave! Nobody should have the right to deny someone their life...

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