Customers counting the cost of shop closure (From Echo)

• "And it there was ever a lesson in why credit cards are good things this is it!
  
  If you set up a credit card with a full direct debit and only purchase what you can afford it gives you so much more protection.
  
  If you pay cash/debit card then the money's gone out of your account, if you pay by credit card it's the bank's money until you make a payment, this tends to make them very keen to get any issues resolved ASAP ;-)
  
  In 15 years of using a credit card, mine has been compromised 3 times. Each time the fraudulent transactions were removed from my account and a new card was issued within days.
  
  If that'd been a debit card then the money would have been gone from my account and I'd have been without funds until the matter was resolved."
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