I'm facing life on the streets

Financial difficulties - Trevor Oakley

Financial difficulties - Trevor Oakley

First published in Local News

A HIGHLY-QUALIFIED businessman facing life on the streets within weeks, has warned other homeowners they could face the same fate.

Trevor Oakley, 50, faces losing his flat in Inverness Avenue, Westcliff, next Tuesday, after getting £1,400 behind on his mortgage payments.

The IT specialist, who has a masters degree in control systems and a graduate diploma in law, has struggled to get a job and fails to meet the criteria for state help, so has little alternative to sleeping rough.

Mr Oakley, who got into financial difficulties about two years ago after his e-commerce business failed, said: “I just think people with mortgages need to understand that if they do get into difficulties, they are on their own.

“There is no Government magic wand.”

Mr Oakely has applied for about 50 jobs in the IT sector since income from his online bathroom fittings business started dwindling.

He has also completed part of a Phd and a teaching qualification, and says he tried delivering pizzas and fundraising for charities, on the minimumwage, but found the work so mind-numbing it felt like “mental torture”.

He said: “I literally couldn’t do them. I was unable.”

Mr Oakley faces a repossession order at a hearing next Tuesday after failing to pay his £200-a-month mortgage for the £66,000 one-bedroom flat, in which he has lived since 2002, for seven months.

If the court issues the order, he could be kicked out within six weeks. Until March, the Government offered a mortgage rescue scheme for some people facing repossessions, where the Government bought out the mortgage and the householder rented it back.

Mr Oakley believes people should be guaranteed housing and utilities as a “human right” and feels more affordable housing should be built to drive down the cost of living.

 

Comments (34)

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9:07am Mon 9 Jun 14

supermadmax says...

He should try a take out a loan against the property and just do1.
He should try a take out a loan against the property and just do1. supermadmax
  • Score: 0

9:12am Mon 9 Jun 14

Eastwoodian says...

ok, so lets put some proper light on this . . .

he has been buying a 66k flat for 12 years and has a month repayment of 200

the flat today is probably worth around 150k . . . so why doesn't he sell ?

worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left

As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs.

No sympathy.
ok, so lets put some proper light on this . . . he has been buying a 66k flat for 12 years and has a month repayment of 200 the flat today is probably worth around 150k . . . so why doesn't he sell ? worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs. No sympathy. Eastwoodian
  • Score: 60

9:14am Mon 9 Jun 14

Thecountrysgonetopot! says...

I am sorry but if you are facing losing your home and becoming homeless you would do ANYTHING you could to stop that happening, including working minimum wage jobs regardless of how mind numbingly boring they are. There have been times i have had to take on a 2nd job and yes they have been awful and it was really hard work but i did what was needed to make ends meet. What he actually wants is to walk straight into a high paying job and earn good money and that is clearly not going to happen. He gets absolutely NO sympathy from me.....workshy springs to mind!
I am sorry but if you are facing losing your home and becoming homeless you would do ANYTHING you could to stop that happening, including working minimum wage jobs regardless of how mind numbingly boring they are. There have been times i have had to take on a 2nd job and yes they have been awful and it was really hard work but i did what was needed to make ends meet. What he actually wants is to walk straight into a high paying job and earn good money and that is clearly not going to happen. He gets absolutely NO sympathy from me.....workshy springs to mind! Thecountrysgonetopot!
  • Score: 40

9:41am Mon 9 Jun 14

mr.happy says...

He could get a job, maybe not the highly paid specialist one he expects at the moment. No sympathy!
He could get a job, maybe not the highly paid specialist one he expects at the moment. No sympathy! mr.happy
  • Score: 17

10:24am Mon 9 Jun 14

whateverhappened says...

What a srange article.. if this fella was somekind of high flyer, that mortgage if it is only 66k should have been paid off early, sounds like he had it on interest only with no payment vehicle..ps ICT technician needed in colchester advert is right next to your picture at the top of the page
What a srange article.. if this fella was somekind of high flyer, that mortgage if it is only 66k should have been paid off early, sounds like he had it on interest only with no payment vehicle..ps ICT technician needed in colchester advert is right next to your picture at the top of the page whateverhappened
  • Score: 21

10:36am Mon 9 Jun 14

Leighdweller says...

Eastwoodian wrote:
ok, so lets put some proper light on this . . .

he has been buying a 66k flat for 12 years and has a month repayment of 200

the flat today is probably worth around 150k . . . so why doesn't he sell ?

worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left

As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs.

No sympathy.
Agreed.

Sell the flat and rent for a little while using the proceeds. If he's that intelligent it should seem like the most reasonable and logical thing to do.

This is a very strange article and if I'm honest his circumstances, sadly, are being echoed around the country. Why is he singled out for coverage? Is it because he's an intellectual?

The article hasn't been sympathetically written and in effect he's saying that the jobs he's had are beneath him. I'm not expecting much support for him from the Echo readership.
[quote][p][bold]Eastwoodian[/bold] wrote: ok, so lets put some proper light on this . . . he has been buying a 66k flat for 12 years and has a month repayment of 200 the flat today is probably worth around 150k . . . so why doesn't he sell ? worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs. No sympathy.[/p][/quote]Agreed. Sell the flat and rent for a little while using the proceeds. If he's that intelligent it should seem like the most reasonable and logical thing to do. This is a very strange article and if I'm honest his circumstances, sadly, are being echoed around the country. Why is he singled out for coverage? Is it because he's an intellectual? The article hasn't been sympathetically written and in effect he's saying that the jobs he's had are beneath him. I'm not expecting much support for him from the Echo readership. Leighdweller
  • Score: 18

11:51am Mon 9 Jun 14

bazza 1 says...

He has also completed part of a Phd and a teaching qualification, and says he tried delivering pizzas and fundraising for charities, on the minimumwage, but found the work so mind-numbing it felt like “mental torture”..........
Sorry ! Did I read that wrong ? Mental torture ? When my kids were small, and I first had a mortgage, I had jobs he would be physically sick, doing. If he thinks his jobs were torture, he should try cleaning out sewage tanks with a water hose and a large squeegee. Nothing like the smell of Poo and Urine to clear your head on a hot summers day. If there is work available, he should be doing it. He doesn't mention a family, so I guess he is on his own. Easy peasy mate. Try keeping a wife and a couple of kids AND a mortgage.
He has also completed part of a Phd and a teaching qualification, and says he tried delivering pizzas and fundraising for charities, on the minimumwage, but found the work so mind-numbing it felt like “mental torture”.......... Sorry ! Did I read that wrong ? Mental torture ? When my kids were small, and I first had a mortgage, I had jobs he would be physically sick, doing. If he thinks his jobs were torture, he should try cleaning out sewage tanks with a water hose and a large squeegee. Nothing like the smell of Poo and Urine to clear your head on a hot summers day. If there is work available, he should be doing it. He doesn't mention a family, so I guess he is on his own. Easy peasy mate. Try keeping a wife and a couple of kids AND a mortgage. bazza 1
  • Score: 17

12:04pm Mon 9 Jun 14

TheaWells says...

** He has also completed part of a Phd and a teaching qualification, and says he tried delivering pizzas and fundraising for charities, on the minimumwage, but found the work so mind-numbing it felt like “mental torture”.

He said: “I literally couldn’t do them. I was unable.” **

Seriously... after reading that I wouldn't give you a job in my company. I object to people thinking they are somehow better than anyone else.

I am the CEO of my own IT company yet I am often found scrubbing floors, making staff tea and unblocking toilets.

You're a stuck up, whiny, arrogant man with delusions of grandeur Mr Oakley.. and this is from someone who is often seen on here sticking up for others...

Sell your flat, rent a bedsit, take ANY work available and stop being a job knocky!
** He has also completed part of a Phd and a teaching qualification, and says he tried delivering pizzas and fundraising for charities, on the minimumwage, but found the work so mind-numbing it felt like “mental torture”. He said: “I literally couldn’t do them. I was unable.” ** Seriously... after reading that I wouldn't give you a job in my company. I object to people thinking they are somehow better than anyone else. I am the CEO of my own IT company yet I am often found scrubbing floors, making staff tea and unblocking toilets. You're a stuck up, whiny, arrogant man with delusions of grandeur Mr Oakley.. and this is from someone who is often seen on here sticking up for others... Sell your flat, rent a bedsit, take ANY work available and stop being a job knocky! TheaWells
  • Score: 34

12:17pm Mon 9 Jun 14

Wessey says...

What about the rent a room scheme? OK so there is only one bedroom but surely it would be better to sleep in your lounge and rent your bedroom to save loosing the flat completely? You don't have to pay any tax on rent a room income up to £4250 a year. Google it and learn more. Good luck
What about the rent a room scheme? OK so there is only one bedroom but surely it would be better to sleep in your lounge and rent your bedroom to save loosing the flat completely? You don't have to pay any tax on rent a room income up to £4250 a year. Google it and learn more. Good luck Wessey
  • Score: 5

12:48pm Mon 9 Jun 14

Robin Reliant says...

Leighdweller wrote:
Eastwoodian wrote:
ok, so lets put some proper light on this . . .

he has been buying a 66k flat for 12 years and has a month repayment of 200

the flat today is probably worth around 150k . . . so why doesn't he sell ?

worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left

As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs.

No sympathy.
Agreed.

Sell the flat and rent for a little while using the proceeds. If he's that intelligent it should seem like the most reasonable and logical thing to do.

This is a very strange article and if I'm honest his circumstances, sadly, are being echoed around the country. Why is he singled out for coverage? Is it because he's an intellectual?

The article hasn't been sympathetically written and in effect he's saying that the jobs he's had are beneath him. I'm not expecting much support for him from the Echo readership.
Agreed,

infact what a dumb story thats back firing ,bet the Echo writer loved this one knowing the reaction it will get and is getting, he is in a much better position than many i would say,plus the way its reported he is highly qualified buisnessman in IT and some Law thing, but then goes on to say he sold Bathroom Taps online, check in the Echo Job section theres 2 ICT jobs showing, there must be plenty of things he could do to earn enough to pay his £200 mortgage, i feel theres something missing here.
Good luck.
[quote][p][bold]Leighdweller[/bold] wrote: [quote][p][bold]Eastwoodian[/bold] wrote: ok, so lets put some proper light on this . . . he has been buying a 66k flat for 12 years and has a month repayment of 200 the flat today is probably worth around 150k . . . so why doesn't he sell ? worst case scenario is that he will end up with around 80k in his pocket so I really can't see how he'd end up sleeping rough - he could afford to stay in a hotel for quite a few years with that amount of money left As for not wanting mind-numbing jobs paying the minimum wage . . . well, beggars can't be choosers It is that very same attitude, synonymous with many UK workshy individuals, that leads to foreign immigrants taking the jobs. No sympathy.[/p][/quote]Agreed. Sell the flat and rent for a little while using the proceeds. If he's that intelligent it should seem like the most reasonable and logical thing to do. This is a very strange article and if I'm honest his circumstances, sadly, are being echoed around the country. Why is he singled out for coverage? Is it because he's an intellectual? The article hasn't been sympathetically written and in effect he's saying that the jobs he's had are beneath him. I'm not expecting much support for him from the Echo readership.[/p][/quote]Agreed, infact what a dumb story thats back firing ,bet the Echo writer loved this one knowing the reaction it will get and is getting, he is in a much better position than many i would say,plus the way its reported he is highly qualified buisnessman in IT and some Law thing, but then goes on to say he sold Bathroom Taps online, check in the Echo Job section theres 2 ICT jobs showing, there must be plenty of things he could do to earn enough to pay his £200 mortgage, i feel theres something missing here. Good luck. Robin Reliant
  • Score: 9

1:01pm Mon 9 Jun 14

TheaWells says...

Will anyone want to employ him though Robin?

Lets say you've worked bl**dy hard to build up your IT company... you have no degree, no formal qualifications but you create enough work to employ 3 members of staff. Then Mr Oakley comes along to apply for a job you have.. would you want someone who thinks Pizza work is below him working for you knowing you had 'less' qualifications than Mr Righteous?

I wouldn't.... come the very first disagreement and he would no doubt play the "I am older and far more qualified than you" card in an instant.. who needs that as a staff member.. can't even sakc him for it and then you're stuck with Mr Uppity Pants looking down his Partial PHD nose at you every day.

No thank you.. I'd rather have a hard working Pizza delivery man and train him up to program my databases knowing he's a dedicated hard working individual who doesn't mind 'menial' tasks...

The guy found fund raising for CHARITIES mind numbing??? That on it's own makes me want to drag him to the nearest Psych ward or Special Needs school and show him how lucky he is that HE doesn't need charity help.... lest it numb his arrogant mind!

Apart from being delusional he's also an an insensitive fool and no doubt will be crying to the Echo to have comments on this article removed.
Will anyone want to employ him though Robin? Lets say you've worked bl**dy hard to build up your IT company... you have no degree, no formal qualifications but you create enough work to employ 3 members of staff. Then Mr Oakley comes along to apply for a job you have.. would you want someone who thinks Pizza work is below him working for you knowing you had 'less' qualifications than Mr Righteous? I wouldn't.... come the very first disagreement and he would no doubt play the "I am older and far more qualified than you" card in an instant.. who needs that as a staff member.. can't even sakc him for it and then you're stuck with Mr Uppity Pants looking down his Partial PHD nose at you every day. No thank you.. I'd rather have a hard working Pizza delivery man and train him up to program my databases knowing he's a dedicated hard working individual who doesn't mind 'menial' tasks... The guy found fund raising for CHARITIES mind numbing??? That on it's own makes me want to drag him to the nearest Psych ward or Special Needs school and show him how lucky he is that HE doesn't need charity help.... lest it numb his arrogant mind! Apart from being delusional he's also an an insensitive fool and no doubt will be crying to the Echo to have comments on this article removed. TheaWells
  • Score: 23

1:06pm Mon 9 Jun 14

Nowthatsworthknowing says...

Cardboard is a good insulator...
Cardboard is a good insulator... Nowthatsworthknowing
  • Score: 3

1:06pm Mon 9 Jun 14

TheaWells says...

OR... he may read all our comments and think "Actually, yeah... I am REALLY lucky, I need to stop whining like a 2 year old and get a grip, get ANY job and enjoy life as a healthy man lucky enough to live in a country where IF I needed real benefits help I'd get it!"
OR... he may read all our comments and think "Actually, yeah... I am REALLY lucky, I need to stop whining like a 2 year old and get a grip, get ANY job and enjoy life as a healthy man lucky enough to live in a country where IF I needed real benefits help I'd get it!" TheaWells
  • Score: 6

1:12pm Mon 9 Jun 14

TheaWells says...

Hrere.. I re-rwote the article for you
--------------------
--------------------
--

An insensitive and arrogant man not facing life on the streets within weeks as he owns his own flat, has warned other homeowners they could face the same fate.

Trevor Oakley, 50, thinks he faces losing his flat in Inverness Avenue, Westcliff, next Tuesday, after getting £1,400 behind on his mortgage payments.

The IT specialist, who has a pointless masters degree in control systems and a useless graduate diploma in law, has refused to get a job and fails to meet the criteria for state help as he owns his own flat, so thinks he has little alternative to sleeping rough.

Mr Oakley, who got into financial difficulties about two years ago after his e-commerce business failed, said: “Wahhh wahhh wahh.... wahhhhh sniff snifff wahhhhhh I wanna be Alan Sugar wahhhhhhh wahhhh"

The Echo decided to print this farce of an article to highlight that even in these times, idiots walk the streets of Southend.

--------------------
--------------------
--------------------
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Hrere.. I re-rwote the article for you -------------------- -------------------- -- An insensitive and arrogant man not facing life on the streets within weeks as he owns his own flat, has warned other homeowners they could face the same fate. Trevor Oakley, 50, thinks he faces losing his flat in Inverness Avenue, Westcliff, next Tuesday, after getting £1,400 behind on his mortgage payments. The IT specialist, who has a pointless masters degree in control systems and a useless graduate diploma in law, has refused to get a job and fails to meet the criteria for state help as he owns his own flat, so thinks he has little alternative to sleeping rough. Mr Oakley, who got into financial difficulties about two years ago after his e-commerce business failed, said: “Wahhh wahhh wahh.... wahhhhh sniff snifff wahhhhhh I wanna be Alan Sugar wahhhhhhh wahhhh" The Echo decided to print this farce of an article to highlight that even in these times, idiots walk the streets of Southend. -------------------- -------------------- -------------------- -------------- TheaWells
  • Score: 24

1:25pm Mon 9 Jun 14

Feminism is Dead says...

£200.00 per month mortgage is peanuts. If he was as high flying and successful as the article makes out, he would have some savings or stocks or other investments somewhere. Just sounds like an ungrateful two-bit moron to be honest.
£200.00 per month mortgage is peanuts. If he was as high flying and successful as the article makes out, he would have some savings or stocks or other investments somewhere. Just sounds like an ungrateful two-bit moron to be honest. Feminism is Dead
  • Score: 7

1:26pm Mon 9 Jun 14

WESTCLIFF77 says...

bloke thinks his better then he is hope sleeping in a cardboard box helps him wake up and go get any job like anyone else would , maybe If wearing that jumper could be effecting his employment chances also.
bloke thinks his better then he is hope sleeping in a cardboard box helps him wake up and go get any job like anyone else would , maybe If wearing that jumper could be effecting his employment chances also. WESTCLIFF77
  • Score: 4

1:36pm Mon 9 Jun 14

Feminism is Dead says...

Feminism is Dead wrote:
£200.00 per month mortgage is peanuts. If he was as high flying and successful as the article makes out, he would have some savings or stocks or other investments somewhere. Just sounds like an ungrateful two-bit moron to be honest.
and just to add.....I have a high flying career in the City AND I deliver takeaways at the weekends in order to pay my rent. I bl00dy love it and would rather have the driving job than the day job!!
[quote][p][bold]Feminism is Dead[/bold] wrote: £200.00 per month mortgage is peanuts. If he was as high flying and successful as the article makes out, he would have some savings or stocks or other investments somewhere. Just sounds like an ungrateful two-bit moron to be honest.[/p][/quote]and just to add.....I have a high flying career in the City AND I deliver takeaways at the weekends in order to pay my rent. I bl00dy love it and would rather have the driving job than the day job!! Feminism is Dead
  • Score: 6

1:49pm Mon 9 Jun 14

Leighdweller says...

TheaWells wrote:
Hrere.. I re-rwote the article for you
--------------------

--------------------

--

An insensitive and arrogant man not facing life on the streets within weeks as he owns his own flat, has warned other homeowners they could face the same fate.

Trevor Oakley, 50, thinks he faces losing his flat in Inverness Avenue, Westcliff, next Tuesday, after getting £1,400 behind on his mortgage payments.

The IT specialist, who has a pointless masters degree in control systems and a useless graduate diploma in law, has refused to get a job and fails to meet the criteria for state help as he owns his own flat, so thinks he has little alternative to sleeping rough.

Mr Oakley, who got into financial difficulties about two years ago after his e-commerce business failed, said: “Wahhh wahhh wahh.... wahhhhh sniff snifff wahhhhhh I wanna be Alan Sugar wahhhhhhh wahhhh"

The Echo decided to print this farce of an article to highlight that even in these times, idiots walk the streets of Southend.

--------------------

--------------------

--------------------

--------------
I love the Echo comments and TheaWells is my new favourite poster.
[quote][p][bold]TheaWells[/bold] wrote: Hrere.. I re-rwote the article for you -------------------- -------------------- -- An insensitive and arrogant man not facing life on the streets within weeks as he owns his own flat, has warned other homeowners they could face the same fate. Trevor Oakley, 50, thinks he faces losing his flat in Inverness Avenue, Westcliff, next Tuesday, after getting £1,400 behind on his mortgage payments. The IT specialist, who has a pointless masters degree in control systems and a useless graduate diploma in law, has refused to get a job and fails to meet the criteria for state help as he owns his own flat, so thinks he has little alternative to sleeping rough. Mr Oakley, who got into financial difficulties about two years ago after his e-commerce business failed, said: “Wahhh wahhh wahh.... wahhhhh sniff snifff wahhhhhh I wanna be Alan Sugar wahhhhhhh wahhhh" The Echo decided to print this farce of an article to highlight that even in these times, idiots walk the streets of Southend. -------------------- -------------------- -------------------- --------------[/p][/quote]I love the Echo comments and TheaWells is my new favourite poster. Leighdweller
  • Score: 11

2:03pm Mon 9 Jun 14

adamjones1985 says...

maybe its his attitude stopping him from getting a proper job. I wouldnt want to spend 2 seconds with this idiot let alone work with him.

I hope you do end up on the streets Mr oakley and maybe you will see then that life is tough. Sell your flat and get a life!
maybe its his attitude stopping him from getting a proper job. I wouldnt want to spend 2 seconds with this idiot let alone work with him. I hope you do end up on the streets Mr oakley and maybe you will see then that life is tough. Sell your flat and get a life! adamjones1985
  • Score: 1

2:58pm Mon 9 Jun 14

emcee says...

A "highly qualified" businessman does not necessarily equal a "good" businessman, especially if he cannot plan well enough for the hard times.

At 50 he cannot expect to earn anything much over minimum wage, even if he is highly qualified and/or experienced. Employers just do not want to know and the over 50s rarely get new work beyond the jobs at the lower end of the scale, unless your skill is rare and highly sought after. However, not only is IT primarily a young persons game but IT specialists are ten a penny.

£200pm for his mortgage is easily affordable on minimum wage and not all minimum wage work is mind numbing. He needs to give up on aiming high and resign himself to the fact that mediocre is probably his only salvation.
A "highly qualified" businessman does not necessarily equal a "good" businessman, especially if he cannot plan well enough for the hard times. At 50 he cannot expect to earn anything much over minimum wage, even if he is highly qualified and/or experienced. Employers just do not want to know and the over 50s rarely get new work beyond the jobs at the lower end of the scale, unless your skill is rare and highly sought after. However, not only is IT primarily a young persons game but IT specialists are ten a penny. £200pm for his mortgage is easily affordable on minimum wage and not all minimum wage work is mind numbing. He needs to give up on aiming high and resign himself to the fact that mediocre is probably his only salvation. emcee
  • Score: 10

3:10pm Mon 9 Jun 14

Nebs says...

Rent out your flat for £600 a month. Pay £200 a month to the mortgage and £50 a month towards the arrears, and use the other £350 as monthly rent in a flat share.
Rent out your flat for £600 a month. Pay £200 a month to the mortgage and £50 a month towards the arrears, and use the other £350 as monthly rent in a flat share. Nebs
  • Score: 9

5:32pm Mon 9 Jun 14

John Right says...

WESTCLIFF77 wrote:
bloke thinks his better then he is hope sleeping in a cardboard box helps him wake up and go get any job like anyone else would , maybe If wearing that jumper could be effecting his employment chances also.
Affecting, come on basic spelling...
[quote][p][bold]WESTCLIFF77[/bold] wrote: bloke thinks his better then he is hope sleeping in a cardboard box helps him wake up and go get any job like anyone else would , maybe If wearing that jumper could be effecting his employment chances also.[/p][/quote]Affecting, come on basic spelling... John Right
  • Score: -1

6:22pm Mon 9 Jun 14

Minceir. says...

Nebs wrote:
Rent out your flat for £600 a month. Pay £200 a month to the mortgage and £50 a month towards the arrears, and use the other £350 as monthly rent in a flat share.
Good advice on the face of it but do you not get the feeling that this guy might have trouble finding someone who would want to share a flat with him?
[quote][p][bold]Nebs[/bold] wrote: Rent out your flat for £600 a month. Pay £200 a month to the mortgage and £50 a month towards the arrears, and use the other £350 as monthly rent in a flat share.[/p][/quote]Good advice on the face of it but do you not get the feeling that this guy might have trouble finding someone who would want to share a flat with him? Minceir.
  • Score: 6

8:35pm Mon 9 Jun 14

imnotanimby says...

Mr Oakley believes "more affordable housing should be built".
You don't get more affordable than £200 a month!
Seems like this guy thinks the world owes him a living just because he has gained a few (seemingly worthless) qualifications.
Mr Oakley believes "more affordable housing should be built". You don't get more affordable than £200 a month! Seems like this guy thinks the world owes him a living just because he has gained a few (seemingly worthless) qualifications. imnotanimby
  • Score: 10

8:40pm Mon 9 Jun 14

mr_happy says...

If you were an immigrant, you would have no worries.
If you were an immigrant, you would have no worries. mr_happy
  • Score: -11

9:48pm Mon 9 Jun 14

TheaWells says...

mr_happy wrote:
If you were an immigrant, you would have no worries.
What does that have to do with this story? I'm confused where the correlation is ... Regardless of race, gender, sexuality, nationality the facts remain the same:

* He owns a property
* He isn't disabled
* He wants to be the boss
* If he can't be the boss or have a 'posh job' that impresses his vacuous 'mates' he throws his teddy out the crib and screams UNFAIR!! Me want someone else to pay for mines housey and lifestyle!

His nationality wouldn't help him if he were American or Canadian or Icelandic... he'd STILL be told "no benefits, sell your house or get a job!"

Or were you having a gratuitous gob flapping to express your racism? ... If so... save it.. I don't think there is anyone on here that is interested... No one with any decency that is.
[quote][p][bold]mr_happy[/bold] wrote: If you were an immigrant, you would have no worries.[/p][/quote]What does that have to do with this story? I'm confused where the correlation is ... Regardless of race, gender, sexuality, nationality the facts remain the same: * He owns a property * He isn't disabled * He wants to be the boss * If he can't be the boss or have a 'posh job' that impresses his vacuous 'mates' he throws his teddy out the crib and screams UNFAIR!! Me want someone else to pay for mines housey and lifestyle! His nationality wouldn't help him if he were American or Canadian or Icelandic... he'd STILL be told "no benefits, sell your house or get a job!" Or were you having a gratuitous gob flapping to express your racism? ... If so... save it.. I don't think there is anyone on here that is interested... No one with any decency that is. TheaWells
  • Score: 12

2:37pm Tue 10 Jun 14

iknowbetter says...

So the guy becomes homeless, the council then have a duty to find him accomadation , the cost is at best 500 pounds a month, surely it would be far cheaper for the council to pay the 200 on this guys mortgage instead of paying a landlords mortgage.
So the guy becomes homeless, the council then have a duty to find him accomadation , the cost is at best 500 pounds a month, surely it would be far cheaper for the council to pay the 200 on this guys mortgage instead of paying a landlords mortgage. iknowbetter
  • Score: -5

8:45pm Tue 10 Jun 14

poortaxpayer says...

A number of years ago I found myself unemployed, I had no mortgage protection and a mortgage to pay. I sold my property. I kept in contact with my mortgage provider paid a minimum amount and they held off repossession. Once sold I was able to buy a small flat with no mortgage and this helped me get back on my feet and back into a full time job. And yes I did low wage jobs such as cleaning toilets and unloading lorries while I waited to find a well paid job. This guy should either get a low paid job - any job - or sell.

No sympathy.
A number of years ago I found myself unemployed, I had no mortgage protection and a mortgage to pay. I sold my property. I kept in contact with my mortgage provider paid a minimum amount and they held off repossession. Once sold I was able to buy a small flat with no mortgage and this helped me get back on my feet and back into a full time job. And yes I did low wage jobs such as cleaning toilets and unloading lorries while I waited to find a well paid job. This guy should either get a low paid job - any job - or sell. No sympathy. poortaxpayer
  • Score: 5

8:59pm Tue 10 Jun 14

imnotanimby says...

iknowbetter wrote:
So the guy becomes homeless, the council then have a duty to find him accomadation , the cost is at best 500 pounds a month, surely it would be far cheaper for the council to pay the 200 on this guys mortgage instead of paying a landlords mortgage.
So he throws his toys out of the pram and cries "I'm too good to do a menial job, I've got a qualification" and we say "That's all right then, you take it easy, we'll all do the menial jobs and pay your mortgage for you"
I don't think so!
[quote][p][bold]iknowbetter[/bold] wrote: So the guy becomes homeless, the council then have a duty to find him accomadation , the cost is at best 500 pounds a month, surely it would be far cheaper for the council to pay the 200 on this guys mortgage instead of paying a landlords mortgage.[/p][/quote]So he throws his toys out of the pram and cries "I'm too good to do a menial job, I've got a qualification" and we say "That's all right then, you take it easy, we'll all do the menial jobs and pay your mortgage for you" I don't think so! imnotanimby
  • Score: 4

9:45pm Tue 10 Jun 14

notsoclevernow says...

This man is anything but intellectual, an IT specialist does not get a specialist IT shop put his pc in his flat when his business went under. He is a nightmare neighbour an no one in the street he lives in talks to him. As for his flat being worth more now than when he bought it Idoubt that very much as it is shambles. No sypathy whatsoever
This man is anything but intellectual, an IT specialist does not get a specialist IT shop put his pc in his flat when his business went under. He is a nightmare neighbour an no one in the street he lives in talks to him. As for his flat being worth more now than when he bought it Idoubt that very much as it is shambles. No sypathy whatsoever notsoclevernow
  • Score: 5

3:23pm Wed 11 Jun 14

LexyGirl says...

Oh It's a crazy situation to be in as he wouldn't be able to find a place to rent for £200 a month.
Oh It's a crazy situation to be in as he wouldn't be able to find a place to rent for £200 a month. LexyGirl
  • Score: 1

2:34pm Thu 12 Jun 14

Handybro says...

I have met this man, he is definitely not the full ticket. 200 a month is less than I pay in rent. None of his neighbours will shed a tear for him, maybe put out the bunting if he goes.
I have met this man, he is definitely not the full ticket. 200 a month is less than I pay in rent. None of his neighbours will shed a tear for him, maybe put out the bunting if he goes. Handybro
  • Score: 1

4:21am Fri 13 Jun 14

Eastwoodian says...

mr_happy wrote:
If you were an immigrant, you would have no worries.
that's because the immigrants would be happy to do the jobs which this sad individual would rather pass him by
[quote][p][bold]mr_happy[/bold] wrote: If you were an immigrant, you would have no worries.[/p][/quote]that's because the immigrants would be happy to do the jobs which this sad individual would rather pass him by Eastwoodian
  • Score: 1

1:59pm Fri 13 Jun 14

The Malone says...

Its easy to see why his business failed
Its easy to see why his business failed The Malone
  • Score: 1

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