GARY Neville is concerned about a looming financial "nightmare" for English Football League clubs.

Huddersfield owner Phil Hodgkinson told the BBC over the weekend that around "50 or 60" clubs were in danger of going bust if supporters were not allowed to attend fixtures next season.

While Neville disputes the number put forward, the former Manchester United and England full-back believes the EFL will need investment down the line to keep clubs solvent.

"It will be July, August, September, October where the real pressure comes," Neville said on The Football Show on Sky Sports.

"I do think there will be clubs considering going into administration in the next three to four months, basically just to save themselves.

"Everybody's looking down at their own feet and they're not seeing the carnage that's coming economically in the next three to four months.

"What the Huddersfield owner says is quite alarming. I do think there is a looming nightmare economically for the EFL clubs, quite a few of them. Whether it's up to 60 I'm not sure.

"Football does need at the EFL level some funding from somewhere in the next four, five or six months or else we will see sides go into administration, that would be a real shame."